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Qualifying Benefits of a VA Loan:

  • No Down Payment

    One of the only home loans available today with no down payment requirement, which is the most important benefit cited by Veterans who have used this type of loan.

  • Flexible Credit / Easier to Qualify

    Although credit history is considered, it is not the only thing used to determine if you qualify. VA credit guidelines are more flexible. This allows homeownership opportunities for many who wouldn’t otherwise qualify for conventional financing.

  • Lower Payments

    Because of the added benefit of no monthly mortgage insurance and competitive interest rates, Veterans enjoy lower payments.

  • First-Time Buyers

    VA Loans are one of the most appealing and helpful paths to first-time homeownership with no down payment, flexible credit, relaxed credit standards and lower payments.